When an employee is injured on, or becomes ill from, the job, he or she becomes eligible for a number of statutory benefits. In addition to necessary medical treatment (covered on the previous page in this section), the Workers' Compensation Act provides for a number of monetary benefits, including those listed below.
[NOTE: Numbers cited indicate the applicable section(s) of the Workers' Compensation Act, Connecticut General Statutes, or the state's Administrative Regulations.]
Full Pay for Day of Injury [31-295]
You should receive your full pay for the day your injury occurred, whether or not you were able to return to work after the accident.
Waiting Period [31-295]
No compensation benefits for Temporary Total Disability or Temporary Partial Disability (below) are paid until an injured or ill employee is incapacitated from work for MORE than three calendar days. Benefits begin on the fourth day of incapacity from work and if the employee remains incapacitated for seven or more calendar days, the three-day waiting period is eliminated and benefits are paid from the beginning of the employee’s incapacity.
In counting days of incapacity from work, all calendar days are counted, even if the employee was not scheduled to work during any or all of them. (The day of the injury itself does NOT count as a day of incapacity from work.)
Temporary Total Disability (TT) Benefits [31-307]
Whenever an employee is unable to perform ANY job, he or she is eligible to receive Temporary Total (TT) Disability benefits equal to 75% of the employee's after-tax average weekly wage (after federal and state taxes and FICA deductions) for the 52-week period prior to the injury or illness, subject to the legislated maximum and minimum.
Cost-of-Living Adjustment (COLA) [31-307a]
For injuries or illnesses occurring ON OR AFTER July 1, 1993, all claimants receiving Survivors’ benefits are entitled to COLAs. In addition, claimants who have been totally disabled for at least five years, or who have been declared permanently totally disabled either by judgment or by statute, are also entitled to COLAs.
Relapse or Recurrence [31-307b]
If you return to work from an injury, but then have a recurrence or relapse from recovery, you will again be eligible to receive workers’ compensation wage replacement benefits for the period of the relapse or recurrence.
Your weekly compensation rate at that time will be based on your original TT benefit rate OR the TT rate based on your earnings at the time of the recurrence or relapse, whichever is higher. Like TT benefits, these benefits are subject to the legislated maximum and minimum.
Right of Transfer to Suitable Work [31-313]
If you cannot work in your usual job because of your injury, your employer should transfer you to full-time suitable work, if available, provided this does not conflict with the terms of a labor contract.
Temporary Partial Disability (TP) / Wage Differential Benefits [31-308, 31-308a]
When an employee is able to perform SOME type of work, but not the original full-duty work which caused the injury or illness, he or she may receive Temporary Partial Disability benefits. In most cases these benefits will be the same amount as those the injured or ill employee received while totally disabled.
If you are released for “light duty” or “restricted” work and your employer does not have such work, you can receive Temporary Partial Disability (TP) benefits while performing a job search for suitable employment. TP benefits are paid at your basic weekly TT compensation rate, subject to the legislated maximum and minimum.
If your injury results in your employment in a “new” lower-paying job (either “light duty” or “restricted” work at your regular employer or such work at another employer), you may be entitled to Temporary Partial Disability (TP) wage differential benefits for part of the difference between your actual present earnings in your “new” job and the wages currently being paid in your former job.
Permanent Partial Disability (PPD) Benefits [31-308]
When an employee suffers a permanent disability as a result of a work-related injury or illness, he or she may receive Permanent Partial Disability benefits, which serve as compensation not for lost earnings, but for having suffered a permanent and partial disability to some part(s) of the body.
These benefits are valued differently according to the date of the injury or illness which caused the permanent disability, as well as the part(s) of the body affected.
If your attending physician finds, at the time he or she determines that you have reached Maximum Medical Improvement (MMI), that you have sustained a permanent and partial loss, or loss of use of, a body part, he or she should issue a percentage disability rating, usually on a Form 42 or in the form of a medical report. Such a disability rating marks the end of other workers’ compensation benefits (TT and/or TP) and makes you eligible to receive weekly PPD benefits for a specific number of weeks.
The weekly PPD benefit rate is equal to the employee’s weekly TT benefit rate, subject to the legislated maximum and minimum.
Disfigurement and Scarring Benefits [31-308]
An employee who suffers a disfigurement or scar due to a job injury or illness may be eligible for Disfigurement and Scarring benefits. The value of an award for disfigurement or scarring depends upon the nature of the disfigurement or scar and whether it falls within the statutory definition for benefits, as well as upon the original date of the employee’s injury or illness which caused the disfigurement or scar.
A Commissioner may award benefits for any permanent, significant disfigurement or scar due to a work-related injury or surgery (except those due to spinal or inguinal hernia surgery). Only disfigurements or scars (1) on the face, head, or neck, or (2) on any other area of the body that handicaps the claimant in obtaining or continuing to work will be considered for such awards. These awards cannot be requested any earlier than one (1) year after nor any later than two (2) years after the injury or surgery causing the disfigurement or scar.
The weekly Disfigurement and Scarring benefit rate is equal to the employee’s weekly TT benefit rate, subject to the legislated maximum and minimum, and may be paid for a period of up to 208 weeks.
Discretionary Wage Differential “308a Benefits [31-308a]
In addition to the above statutory benefits, a Workers’ Compensation Commissioner may also grant benefits to an employee for any number of reasons which the employee may present (i.e., still unemployed but looking for a job, going through a job retraining program and needs living funds for a short period, etc.) These are known as “308a benefits and are discretionary. That is, a Commissioner MAY or MAY NOT award these benefits, based on his or her review of an employee’s request for benefits and any evidence which supports such a request.
If, after your attending physician determines that you have reached Maximum Medical Improvement (MMI), your injury results in your inability to find employment, or in your employment in a “new” lower-paying job, you MAY be entitled to wage differential benefits for part of the difference between your actual present earnings (if any) and the wages currently being paid in your former job. Such benefits are discretionary; that is, they MAY or MAY NOT be awarded by a Workers’ Compensation Commissioner.
These “308a” benefits are equal to 75% of the employee’s after-tax loss in earnings (after federal and state taxes and FICA deductions), subject to the legislated maximum and minimum; they may only be awarded for a period equal to the LESSER of an employee’s period of PPD benefits OR 520 weeks (10 years), and they are ONLY available to employees able and willing to work in Connecticut.
Dependent Survivor ("Fatality") Benefits [31-306]
When an employee’s death is caused by a work-related injury or illness, a surviving spouse or other eligible dependent may be entitled to burial expenses of $4,000 and weekly wage replacement benefits equal to 75% of the deceased employee’s after-tax average weekly wage (after federal and state taxes and FICA deductions), subject to the legislated maximum and minimum.
For More Information . . .
. . . please call your local Workers' Compensation Commission District Office or Education Services at 1-800-223-WORK (toll-free in Connecticut).
State of Connecticut
Workers' Compensation Commission
Page last revised: May 22, 2001
Page URL: http://wcc.state.ct.us/gen-info/if-injured/monetaryben.htm